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Bacs has recently sent out an email encouraging non-AUDDIS Direct Debit Service Users to migrate. But what does this mean and why is this important? Let’s start with: what is AUDDIS? AUDDIS stands for Automated Direct Debit Instruction Service. One…

With Christmas fast approaching, make sure you’re up to date on your Bacs processing dates to ensure that your payments are made on time! You may already have the 2018 Bacs processing calendar anyway, but just in case, below are the…

Yes, it’s that time of year again! You can now download the 2019 Processing Calendar from Bacs to make sure your Direct Debit and Direct Credit Bacs files are submitted correctly next year. Download the Bacs 2019 Processing Calendar here…

With the summer holidays now upon us, you may well be looking forward to that well-earned break, lounging in the sun. But before you mentally get on that plane, take a look at our quick Direct Debit holiday checklist for…

If you process Direct Debits, it is important that you know the scheme Guide and Rules to make you’re compliant with Bacs. One of the key aspects of using this service, is the speed in which Service Users become aware that payers…

As Bacs celebrates its 50th Anniversary this month, they share some key statistics processing direct debits and direct credits over half a century! Bacs 50th anniversary statistics Bacs launched in April 1968, known originally as the Inter Bank Computer Bureau Direct…

A household name that launched before man walked on the moon, when mobile communicators only existed on sci-fi shows, and as Apple’s Steve Jobs was just entering his teens, marks its 50th anniversary this month. Bacs Payment Schemes Limited (Bacs), the…

Direct Debits returned unpaid in error It has come to our attention that certain Direct Debit unpaid codes for Direct Debits processed on 8th March 2018 have been returned unpaid in error. This error is as a result of an…

With Easter dates changing each year, its sometimes hard to keep track of when those extra bank holidays fall! When processing your Direct Debits or Direct Credits, it’s vital you plan for the extra non-processing days over Easter. Bacs has sent a helpful…

ARUDD stands for Automated Return of Unpaid Direct Debit and gives details on why any Direct Debits are returned unpaid. Unpaid Direct Debit Reason Code 1 (or a’F21′), means ‘Instruction Cancelled’. What does this actually mean? The Direct Debit Instruction…

Bacs recently sent a communication to its customers about changes to Bacs reports downloaded in XML. In a nutshell, from the 5th February 2018, Bacs processing reports are moving to a new server which will change the way that XML…

ARUDD (Automated Return of Unpaid Direct Debit) reports provide information on why any Direct Debits are returned unpaid. If you see ARUDD Unpaid Direct Debit Reason Code 0 (or ‘F20’), this means ‘Refer to Payer’. What does this actually mean? The payer’s…